Have you ever sat back and reflected on the investment decisions you've made and how they've played out? Was it a good decision or a bad decision? Do you have a method or process to assess whether something has been successful or otherwise? This year continues to surprise us all. Investors continue to be humbled by the greater market, and some just don't seem to learn their lessons.

This is a game of pure speculation - speculating who the US President will be, and what impact this will have on the stock market. Quite frankly, no one knows. I think Presidents get a lot of the blame and take a lot of the credit for the performance of the stock market during their tenure. Truth is though, the President's ability to influence the economy and the stock market is both indirect and marginal.