​And how's that for a start to the year. If you are waiting for markets to settle down, you'll be waiting a while I'd say. Markets don't settle down, it's the nature of the beast. These are the rules of the game. It's no different to having children, they throw tantrums, scream, yell, and don't do what we want them to do. Yet over the long run, I believe, the pros associated with having children far outweigh the hiccups along the way. This is super important to understand when investing in the stock market. Just like my kids don't give a sh*t about what I think, the stock market doesn't give a sh*t about what you think - it'll do what it does.

America will be subject to water rationing by 1974 and food rationing by 1980. - Dr Ehrlich, Ecologist, 1970 Human beings have a tendency to extrapolate the past into the future. Indefinitely. It's called extrapolation bias - creative name, I know.

We’ve got a much bigger collapse coming…I am 100% confident the crisis that we’re going to have will be much worse than the one we had in 2008. - Peter Schiff, 2013